Do you want to know more about membership, or a product or service? Please select from the categories below to find answers to many commonly asked questions.
Yes, if our interest rate is lower than the interest rate you are paying on your current vehicle loan, it may make sense to refinance with us. To do so, you will need to complete a loan application, provide a copy of your vehicle registration and a ten-day payoff letter from your existing financial institution. The fee to transfer your vehicle loan to the Credit Union is your state's DMV lien fee.
For 2023, the contribution limit for both is $6,500 per year or a cumulative total of $6,500 between both a Traditional IRA and Roth IRA per year. If you are 50 years old or older, you are able to contribute an additional $1,000 as a ‘catch up’ contribution.
Yes, you can have both a Traditional and Roth IRA. The maximum contribution for the year is accumulative. As an example, in 2023 you can contribute $3,250 to a Traditional IRA and $3,250 to a Roth IRA, and this would take you to your annual contribution amount.
If your APCI FCU Mastercard is lost or stolen, please call our 24 hour hotline at 866-820-5803 or report your card lost or stolen through APCI eBanking.
APCI Federal Credit Union
PO Box 20147
Lehigh Valley, PA 18002-0147
ATM Card cash withdrawal limit is $600 per day. Point of sale limit is $300 per day. Visa Debit Card cash withdrawal limit is $1,000 per day. Point of sale limit is $2,000 per day.
The Credit Union offers several ways to transfer funds. One option is to sign up for APCI ePAY, our online bill paying service, to initiate payments to other financial institutions. You can also log in to APCI eBanking and initiate a Domestic Wire Transfer.
Our ABA Routing Number is 231379034.
You can activate your ATM and/or Visa Debit Card by doing a balance inquiry on your Share Savings Account for ATM Cards or Share Draft Checking Account for Visa Debit Cards. You can also call the phone number that appears on the removable label on the front of your new card.
A PAUTMA (Pennsylvania Uniform Transfer to Minor Act) Custodial Share Savings Account is a Share Savings Account that is opened by a custodian (adult) for minors under the age of 18.