Do you want to know more about membership, or a product or service? Please select from the categories below to find answers to many commonly asked questions.
APCI Federal Credit Union
PO Box 20147
Lehigh Valley, PA 18002-014
If your card is expiring soon, you can expect to receive a new card by the third week of the month that it expires. Your current card is valid through the last day of the month that it expires.
The maximum amount available for an APCI FCU refinance mortgage loan is 90% of your home’s appraised value with a limit of $750,000. For a home equity line of credit, the maximum is 80% of your home’s appraised value with a limit of $500,000. For a fixed rate and term home equity loan, the maximum is 85% of your home's appraised value.
There are no points. There is a low one-time processing fee of $700 due at the time of disbursal for a Refinance Mortgage Loan which can be financed into the loan or paid out of pocket. Real Estate Loan recording fees may be higher in certain states resulting in slightly higher costs to the borrower. If the property is located in Texas; an additional processing fee of up to $300 will be required in some cases. Please contact the Credit Union for more information.
No. There are no minimum balance requirements, unlimited check writing, and no monthly service charges. We provide your first 40 checks for free and offer APCI PAY Online Bill Paying Service®.
Our ABA Routing Number is 231379034.
You can activate your ATM and/or Visa Debit Card by doing a balance inquiry on your Share Savings Account for ATM Cards or Share Draft Checking Account for Visa Debit Cards. You can also call the phone number that appears on the removable label on the front of your new card.
ATM Card cash withdrawal limit is $600 per day. Point of sale limit is $300 per day. Visa Debit Card cash withdrawal limit is $600 per day. Point of sale limit is $1,200 per day.
The Credit Union offers several ways to transfer funds. One option is to sign up for APCI PAY Online Bill Paying Service® our bill paying service, to initiate payments to other financial institutions. You can also log in to APCIRCUIT® PC Home Banking Service and submit a Domestic Wire Transfer request by clicking "Services" and then select "Continue" after Wire Transfer Form.
Yes, the Credit Union is able to initiate domestic wire transfers. If you would like to initiate an out-going wire transfer, log in to APCIRCUIT® PC Home Banking Service and click “Services” and then select "Continue" next to the Wire Transfer Form option to securely send us your wire transfer information request. We are also capable of receiving both domestic and international transfers.
- ATM/Visa® Debit Card
- Credit Union Location Updates
- Electronic Notifications - APCI eAlerts
- Electronic Statements - APCI eStatements
- Loan - General
- Loan - Real Estate
- Loan - Vehicle
- Member Service
- Mobile Banking - APCI eMobile
- Mobile Check Deposit - APCI eDeposit
- Online Applications Center
- Online Banking - APCIRCUIT®
- Online Bill Pay Service - APCI PAY®
- Referral Program - APCI eReferral
- Share Certificates
- Share Savings & Share Draft Checking
- Telephone Banking Service - APCI eTalk