Do you want to know more about membership, or a product or service? Please select from the categories below to find answers to many commonly asked questions.
A PAUTMA (Pennsylvania Uniform Transfer to Minor Act) Account is a Share Savings Account that is opened by a custodian (adult) for minors under the age of 18.
We offer our members Fast Cash Line of Credit/Overdraft Protection. Transfers from Fast Cash occur automatically to your Share Draft Checking Account to protect you from overdrawing your account. In order to establish Fast Cash, you are required to apply. All Fast Cash applications are subject to credit review. Overdraft protection is also available by an automated transfer from your Share Savings Account (subject to 6 regulated transfers per month).
No. There are no minimum balance requirements, unlimited check writing, and no monthly service charges. We provide your first 50 checks for free and offer APCI PAY Online Bill Paying Service®.
Anyone with earned income, including the spouse of someone with earned income (if the spouse does not), and does not earn over $131,000 as a single tax filer or over $193,000 as a joint filer is eligible.
Anyone with earned income, including the spouse of someone with earned income (if spouse does not), and has not yet reached 70 ½ years of age is eligible.
Our ABA Routing Number is 231379034.
ATM Card cash withdrawal limit is $600 per day. Point of sale limit is $300 per day. Visa Debit Card cash withdrawal limit is $600 per day. Point of sale limit is $1,200 per day.
The Credit Union offers several ways to transfer funds. One option is to sign up for APCI PAY Online Bill Paying Service® our bill paying service, to initiate payments to other financial institutions. You can also log in to APCIRCUIT® PC Home Banking Service and submit a Domestic Wire Transfer request by clicking "Services" and then select "Continue" after Wire Transfer Form.
Yes, you can. The maximum contribution for the year is accumulative. As an example, in 2019 you can contribute $3,000 to a Traditional IRA and $3,000 to a Roth IRA, and this would take you to your annual contribution amount.
Yes, the Credit Union is able to initiate domestic wire transfers. If you would like to initiate an out-going wire transfer, log in to APCIRCUIT® PC Home Banking Service and click “Services” and then select "Continue" next to the Wire Transfer Form option to securely send us your wire transfer information request. We are also capable of receiving both domestic and international transfers.
- ATM/Visa® Debit Card
- Credit Union Location Updates
- Electronic Notifications - APCI eAlerts
- Electronic Statements - APCI eStatements
- Loan - General
- Loan - Real Estate
- Loan - Vehicle
- Member Service
- Mobile Banking - APCI eMobile
- Mobile Check Deposit - APCI eDeposit
- Online Applications Center
- Online Banking - APCIRCUIT®
- Online Bill Pay Service - APCI PAY®
- Referral Program - APCI eReferral
- Share Certificates
- Share Savings & Share Draft Checking
- Telephone Banking Service - APCI eTalk