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Put Your Money to Work

  • Regular and IRA Certificates available
  • Various rates and terms offered
  • $500 minimum balance
  • Dividends paid or compounded monthly
  • Automatic renewal available
  • Important information about Certificate Accounts: Truth in Savings Disclosure

 

Rates & Terms

Rates effective February 1, 2024, at 7:30 am ET
Rates are subject to change.

Certificates
TermDividend RateAPY**
Regular & IRA (Traditional & Roth)*
3 months 2.960% 3.000%
6 months 3.445% 3.500%
12 months 4.170% 4.250%
18 months 3.930% 4.000%
24 months 3.690% 3.750%
30 months 3.690% 3.750%
36 months 3.690% 3.750%
48 months 3.690% 3.750%
60 months 3.445% 3.500%
* $500 minimum deposit required. A penalty may be imposed for withdrawals made before maturity.
** APY = Annual Percentage Yield. APY assumes dividends remain in account.

Certificates

Purchase Your Certificate Today

Select one of our easy options:

  • Log in to APCI eBanking > Open a Subshare > Certificate*
  • Call 800-821-5104 and press 5
  • Visit the Credit Union during normal business hours

* If you have IRA Savings at the Credit Union and would like to transfer funds into an IRA Certificate, you must call or visit the Credit Union. IRA Certificates cannot be opened online.

 

Children with coins

 

The Road to Saving Starts Here

Explore our youth account options and Kids Klub perks!

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