Certificates

* $500 minimum deposit required. A penalty may be imposed for withdrawals made before maturity.
** APY = Annual Percentage Yield. APY assumes dividends remain in account.
***This offer, including the stated APY (Annual Percentage Yield), is effective 10/1/24 beginning at 7:30 am ET. APY assumes dividends remain in the account. A $500 minimum deposit is required with a maximum deposit of $250,000 per member account type will apply. This certificate will automatically transfer to your selected share account at maturity. Penalties for early withdrawal may reduce the earnings on the certificate account. Certificate renewals are not automatically eligible for the promotional certificate rate. This offer can expire at any time, without prior notice. New Money at APCI FCU would consist of bank-to-bank transfers, cash deposits, checks deposited from another financial institution, and wire transfers. Deposits must be presented to APCI FCU no more than 48 hours before opening the New Money Certificate to qualify for the 4.75% APY. Existing money transferred from an APCI FCU account and brought back to qualify as new money must be out of the account for at least thirty (30) days. Account balance histories will be utilized to verify the qualification of earning the higher yield.