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Checking With No Monthly Fees? Yes, Please!

What’s on your perfect checking checklist? Check out how APCI Federal Credit Union compares!


  • First 40 checks free2
  • Direct deposit
  • Visa® Debit Card with surcharge-free CO-OP® Network ATM access3
  • Free bill paying service with APCI ePay4

1Overdraft protection is available through Fast Cash Line of Credit (with approval) or by an automated transfer from your Savings Account.
240 free checks provided for new Accounts only.
3Application required. Visit our ATM locator page to find ATMs in your area. These ATM locators may include ATM machines that are not surcharge-free. Charges may still apply on some machines.
4A Checking Account and APCI eBanking are required to use APCI ePAY.

Rates & Terms

Rates effective May 1, 2024, at 7:30 am ET
Rates are subject to change.

Account TypeDividend RateAPY**
Checking* 0.010% 0.010%
* Rates is variable and subject to change after account is open. Fees may reduce earnings.
** APY = Annual Percentage Yield. APY assumes dividends remain in account.

Savings & Checking

Next Steps

Apply Online

Apply Using A Printable PDF Application

Completed forms should be returned to APCI Federal Credit Union.

Mail: PO Box 20147 · Lehigh Valley, PA 18002-0147

Fax: 610-841-2589

We discourage emailing your forms since this is not a secure channel of communication.

How APCI ePay Works

Watch this video for a quick overview of how to use APCI ePAY to pay your bills online.

Learn More