FAQ

Yes. Savings are automatically linked to a Checking Account to protect you from overdrawing your account. Upon request we can link other sub accounts as a backup. We also offer our members Fast Cash Line of Credit/Overdraft Protection. Transfers from Fast Cash occur automatically to your Checking Account to protect you from overdrawing your account. In order to establish Fast Cash, you are required to apply. All Fast Cash applications are subject to credit review.

The simplest way to order checks is through APCI eBanking, which pre-fills your starting check number and current check style. You can also reorder checks online or call the Credit Union at 800-821-5104, option 5 for assistance.

There are several ways you can make a deposit to your Credit Union account. 

• APCI eDeposit allows you to take a picture of a check and deposit it using your mobile device. You can access APCI eDeposit through the APCI eBanking Mobile App.
• Account-to-Account (A2A) External Transfers link your external financial institution accounts that you own through APCI eBanking
• If you live near the Credit Union, you can deposit cash or checks over the counter.
• If you have an ATM or Visa® Debit Card, you can locate a deposit taking ATM using our ATM Locator and deposit cash or checks to your Credit Union account using your card. 
• You can also mail checks to APCI Federal Credit Union at: PO Box 20147 Lehigh Valley, PA 18002-0147 (checks only – do not send cash). 

Our Informal Trust Accounts (ITF) allow for a beneficiary designation for both a Savings Account and a Checking Account. Please call Member Services at 800-821-5104 for assistance.

A PAUTMA (Pennsylvania Uniform Transfer to Minor Act) Custodial Savings Account is a Savings Account that is opened by a custodian (adult) for minors under the age of 18.