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The Card That Rewards You

A smart way to pay!

  • Setup card alerts to help manage your card activity
  • Contactless card with EMV/chip technology and PIN protection for added security
  • Automated Fraud Alerts for your peace of mind
  • When suspicious activity has been detected on your account, our automated system will contact you by text, phone, or email.
  • Online account access through APCI eBanking
  • Same low retail purchase rate also applies to cash advances and balance transfers
  • Secured credit card option is available

Rates & Terms

Rates effective May 1, 2024, at 7:30 am ET
Rates are subject to change.

Card TypeRateAPR*Minimum Payment
Mastercard Plus 11.900% 11.90% Minimum payment of $15 or 3% of balance
* APR = Annual Percentage Rate.


Next Steps

A government-issued photo ID is required from all borrowers, co-borrowers, and owners of collateral. Proof of income may be required.

Please reference the following information before starting your application.

Apply Online

  • APCI eBanking users: log in to APCI eBanking > Apply for a Loan > Apply for a Credit Card
  • Non APCI eBanking users: Apply for a Credit Card
APCI FCU Mastercard

Mastercard Contact Numbers

Account Inquiries: 866-820-5803

PIN Number Changes: 888-886-0083

Disputes: 888-918-7341

Report Fraud US: 888-918-7313

Report Fraud Outside US: 1-727-299-2449

Report Lost/Stolen: 866-820-5803

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