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The Card That Rewards You

A smart way to pay!

  • Low interest rate
  • Maximum credit limit of $20,000
  • Maximum combined unsecured debt is up to $50,000 and includes Unsecured LoansFast Cash/Overdraft Protection, and Mastercard® lines of credit
  • No annual, balance transfer, cash advance or late fees
  • Earn points for cash back, gift cards, merchandise and travel awards with CURewards® - Earn 1.5 CURewards® Points for every $1 spent!
  • Add your Mastercard Plus Card to a Digital Wallet and leave your wallet at home
  • Setup card alerts to help manage your card activity
  • Contactless card with EMV/chip technology and PIN protection for added security
  • Automated Fraud Alerts for your peace of mind
  • When suspicious activity has been detected on your account, our automated system will contact you by text, phone, or email
  • Online account access through APCI eBanking
  • Debt Protection with Life Plus1 available- Your safeguard against the unexpected
  • Same low retail purchase rate also applies to cash advances and balance transfers
  • Secured credit card option is available

1Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.

Rates & Terms

Rates effective December 2, 2024, at 7:30 am ET
Rates are subject to change.

Mastercard®
Card TypeRateAPR*Minimum Payment
Mastercard Plus 11.90% 11.90% Minimum payment of $15 or 3% of balance
* APR = Annual Percentage Rate.

Mastercard®

Next Steps

A government-issued photo ID is required from all borrowers, co-borrowers, and owners of collateral. Proof of income may be required.

Please reference the following information before starting your application.

Apply Online

  • APCI eBanking users: log in to APCI eBanking > Apply for a Loan > Apply for a Credit Card
  • Non APCI eBanking users: Apply for a Credit Card
APCI FCU Mastercard

Mastercard Contact Numbers

Account Inquiries: 866-820-5803

PIN Number Changes: 888-886-0083

Disputes: 888-918-7341

Report Fraud US: 888-918-7313

Report Fraud Outside US: 1-727-299-2449

Report Lost/Stolen: 866-820-5803

 

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