APCI FCU News
5/21/26 - Our Credit Union Pricing Committee met. As of 6/1/26 at 7:30 am ET a Recreational Vehicle, Motorcycle loan promotion will begin, and our 3.99% APR Vehicle Loan promotion will end on 5/31/26. All other deposit and loan rates will remain unchanged. Our Home Equity Line of Credit & Fast Cash rates are variable rate programs that may change on the first business day of any month.
5/1/26 - Important Notice - Large Check Deposits Funds Availability*
Beginning June 1, 2026, all large check deposits will be processed in accordance with our Funds Availability Policy. These guidelines are designed to help protect your account and safeguard the credit union from potential fraud and losses, while continuing to provide timely access to your funds.
For Check deposits over $6,725— Funds will be available as follows:
- Next business day—$275 will be available.
- Second business day—Additional $6,450 will be available.
- Fifth business day —Remaining balance available.
These funds availability guidelines apply to all check deposits made:
- In person at the counter.
- Received via mail.
- Through an ATM.
Any check deposit made through APCI eDeposit that is over $6,725 will be held in full for five business days.
*Exception holds for other reasons could apply which would result in the full check being held for seven business days.
