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Maximize Your Savings

  • No minimum balance required to open
  • $500.00 balance minimum to earn dividends
  • Three-tier balance levels to earn more when saving
  • No monthly service charges
  • Direct deposit and FedNow® Receive Instant Payments
  • Flexible savings option
  • Use as Overdraft Protection (No Cost)
  • Alternate Accounts* – keep money separate from your Savings
  • Dividends paid monthly

*Limit of one Money Market per member account

Rates

Rates effective November 3, 2025, at 7:30 am ET
Rates are subject to change.

Money Market
Account TypeRateAPY**
Money Market*
$500.00 - $99,999.99 1.490% 1.500%
$100,000.00 - $249,999.99 1.736% 1.750%
$250,000.00+ 2.227% 2.250%

* $500.00 minimum balance required to earn dividends. Rate is variable and subject to change after account is opened. Fees may reduce earnings. 
** APY = Annual Percentage Yield. APY assumes dividends remain in account.

Money Market

Can I write checks against the Money Market Account?
Can I add a beneficiary to my Money Market Account?

Next Steps

At APCI FCU, when you save more, you earn more with a Money Market Account. There are no minimum balance requirements, excludes check writing, and no monthly service charges.

Open Your Money Market Account Today

Select one of our easy options:

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