|Account Related Fees1|
|Account Reconciliation and/or Research:
per hour $35 minimum charge
|ATM Deposit Correction Fee:
member and non-member
|ATM or Visa® Debit Card Replacement||$5.00|
per ATM withdrawal in excess of 15 per month
|Bad Address/Unlocated Member:
per month until valid address is provided
|Cashier's Check/Check Copy:
payable to 3rd party
|Declaration of Loss of Cashier's Check||$20.00|
|Escheatment Processing Fee||$50.00|
per month after 24 months of inactivity
|Foreign Check Deposit (for checks over $7,500 additional fees may apply)2
outgoing to another Financial Institution
non-sufficient funds share draft or ACH debit (for each presentment)3
|Returned Foreign Check||$25.00|
|Share Draft Copy4||$5.00|
per statement (up to 7 copies)5
block of share drafts6
|Temporary Checks / sheet of four checks:
other than account opening
|Federal Express Overnight Saturday||$35.00|
|Federal Express Overnight Weekday||$25.00|
|Legal Process Fees:
plus attorney fees
|Tax Levy Fee||$100.00|
|Visa® Gift Card||$2.50|
|Visa® Travel EMV Card||$5.50|
|Wire Transfer - Incoming:
domestic & international
|Wire Transfer - Outgoing:
1 All fees subject to change.
2 Foreign check fees are based on the actual processing and handling charges paid by the credit union for this service. The minimum processing fee is $50 per check, additional fees of up to $50 per check may be applied and deducted from the member's account on checks over $7,500. Foreign Check Return Fee is $25 per check.
3 For each time a check, ACH or debit transfer request (and any other type of item) is presented, or payment is otherwise requested. (Note: a single check or ACH debit may be presented multiple times.)
4 No charge if processed through APCI eBanking.
5 Beyond 7 copies the fee is applied as account research at a minimum rate of $35 per hour.
6 No charge if processed through APCI eTalk or APCI eBanking.
Please Note: The credit union no longer refunds one free NSF fee at the end of the year.
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