Questions? We Have Answers
Do you want to know more about membership, or a product or service? Please select from the categories below to find answers to many commonly asked questions.
- APCI eLearning
- ATM/Visa® Debit Card
- Certificates
- Digital Banking - APCI eBanking
- Electronic Notifications - APCI eAlerts
- Electronic Statements - APCI eStatements
- FedNow® FAQs
- IRA
- Loan - General
- Loan - Purchase/First Mortgage
- Loan - Real Estate
- Loan - Vehicle FAQs
- Loans - Student Loans
- Mastercard®
- Member Service
- Membership
- Mobile Banking - APCI eBanking App
- Mobile Check Deposit - APCI eDeposit
- Money Market
- Online Applications Center
- Online Bill Pay Service - APCI ePay
- Referral Program - APCI eReferral
- Savings & Checking
- Telephone Banking Service - APCI eTalk
Yes. After registering for APCI eDeposit, initial deposit limits are up to $8,000.00/day and $15,000.00/month per individual membership account. Check deposits through APCI eDeposit are limited to 25 checks per day, with a maximum of 50 checks per month per individual membership account.
APCI FCU reserves the right to impose, at our sole discretion, limits on the number of deposits you transmit and/or the amount of any one or combined deposits you transmit and may modify such limits from time to time. If you have the need to increase your daily or monthly limits, please fill out our APCI eDeposit Dollar Limit Change Request.
APCI eDeposit is accessed through the APCI eBanking Mobile App. In order to use APCI eDeposit, you will be required to download the APCI eBanking App to your smartphone or tablet. Once downloaded and logged in, select Deposit from the bottom navigation bar to begin. Please note, first time users will have to agree to the Terms & Conditions to begin making mobile check deposits.
Yes, when you sign the back of your check, please write “For mobile deposit only” before taking photos.
Properly endorsed personal and business checks (Checks received from Insurance Companies, Other Financial Institutions, or Retail Businesses), government/treasury checks or cashier checks issued in US dollars can be deposited using APCI eDeposit. Checks from Canada and other foreign countries, food stamps, savings bonds, money orders, traveler's checks, and poor-quality checks must be deposited traditionally. Checks made payable to a business that a member owns, or those from a business the member owns made payable to them, cannot be deposited into their Credit Union account. Treasury Checks without the proper account owners matching the check recipient(s) are also not permitted to be deposited through APCI eDeposit.
If your deposit item is declined, you should call our Member Services Representatives during normal business hours at 800-821-5104. Reasons that deposit items may be declined include ineligible or non-negotiable checks, missing signature or missing endorsement, a stale or post-dated check, poor image quality, daily or monthly deposit dollar amount exceeded, or an unacceptable item.
