Keep Your Accounts and Identity Safe
The best way to detect fraud or identity theft is to regularly monitor your account activity and statements and check your credit reports from all three credit bureaus on an annual basis.
Get Your Free Annual Credit Reports
An amendment to the federal Fair Credit Reporting Act requires each of the major nationwide consumer reporting companies to provide you with a free copy of your credit report at your request, once every 12 months.
AnnualCreditReport.com is a centralized service for consumers to request free annual credit reports. It was created by the three nationwide consumer credit reporting companies - Equifax, Experian, and TransUnion.
Beware of advertisement claims for free credit reports, such as those seen on TV for free credit reports including "freecreditreport.com" who offers bundled services that may include charges after an initial period. That is a different service and is a business for profit. Be sure to read the fine print.
Sign Up for Account Alerts
Whether by text message or email, account alerts can help protect you from fraud by putting you in control of your account information.
Protect Your Identity
- Visit ftc.gov/idtheft for identity theft prevention tips and educational resources
- IdentityTheft.gov is the federal government’s one-stop resource for identity theft victims; this site provides checklists and sample letters to guide you through the process of reporting and recovering from identity theft