APCI eReferral offers you, and eligible new members you refer, the opportunity to earn incentive money when the person you refer opens a new qualifying account. Please visit our Eligibility page for full details on who you can refer for membership.

Simply fill out the form on the APCI eReferral page with your name and email address and that of the person(s) you are referring. An email will be sent on your behalf encouraging those you refer to join.

Immediate family is defined as spouse, child, sibling, parent, grandparent or grandchild. This includes stepparents, stepchildren, stepsiblings and adoptive relationships. Household is defined as persons living in the same residence maintaining a single economic unit.

There is no limit to how many new members you refer. However, there is a limit of $50 per individual member, per calendar year in incentive earnings.

Incentives will be deposited to both parties Primary Share Savings accounts by the 10th of the month following completion of the account opening process for qualifying accounts. Please visit the APCI eReferral page for full details.

APCI eReferral is a new program in which a current APCI FCU member can refer an immediate family or household member, or Air Products or Versum Materials co-worker, to join the Credit Union. If you are eligible for membership and open a new account within 30 days of receiving the email, you and the person who referred you will each receive a monetary incentive deposited into your Primary Share Savings accounts. To check if you are eligible to join, please visit our Eligibility page. After confirming eligibility, you may either use the link in the email you received or go to APCI eJoin to apply for membership. Please have your social security number, valid identification and the full name of the person who referred you available when opening your new account.

No. APCI eReferral is only available online, and email is the only format in which the referral can be sent to those you refer.