FAQ

Please contact your other financial institution to verify your account information and confirm eligibility for external transfers. Once verified, delete the incorrect account in APCI eBanking under Make a Transfer > External Accounts and submit a new request with the updated details.

We offer Account-to-Account External Transfers to members who have loans with APCI FCU. This feature allows you to move money seamlessly between your APCI FCU accounts and accounts you own at other financial institutions.

• Use APCI eDeposit: deposit checks in an instant using your mobile device
• Access the ATM Network Locator Tools to locate the surcharge-free ATMs near you that accept deposits
• Mail your check deposit to PO Box 20147, Lehigh Valley, PA 18002-0147 (please do not mail cash)
• Make loan payments from other financial institutions with Account-to-Account (A2A) External Transfers

• APCI FCU savings, checking, money market and loan accounts
• Checking, savings and loan accounts at any financial institution that can send/receive ACH transfers
• You must be the account owner for external accounts, and all accounts must be verified before transfers are available
  • We recommend contacting your other financial institution to ensure the account you wish to connect to is eligible for external transfers
• External transfers are only available to members in good standing who meet certain requirements
   

The cutoff time for the day’s processing is 2:00 pm EST. Any transfer submitted after this time will be carried over to be processed the following business day.

• Standard - Funds are credited or debited from account within 3 business days
• Same Day – Funds are debited from account the same business day if submitted prior to the 2:00 pm EST cutoff (same day is not available for incoming credits)