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FedNow® Instant Payment Service

The FedNow Service is a new instant payment infrastructure developed by the Federal Reserve that allows financial institutions of every size across the U.S. to provide safe and efficient instant payments. Both the sending and receiving financial institutions must be providers of the service. Currently, your APCI FCU account can only accept payments. Learn more about the service on the Federal Reserve's website.

To receive your instant payment from others use the following:

  • APCI FCU Routing Number - 231379034
  • Your Electronic Transfer Account Number - MICR from your APCI eBanking Details
    • Log in to APCI eBanking
    • Select the Share you would like to receive the instant payment
    • Click Details
    • Copy your Electronic Transfer Account Number - MICR
  • Use your personal check to get your payment information


Check Sample


FedNow® FAQs



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