Protect Yourself From Phishing Scams

Do you feel like you’re getting more emails from strangers than messages from people you know? These unexpected messages are often phishing scams trying to steal your money and personal information. FTC data shows that email was the most commonly used method for scammers to contact people in 2024.

Scammers send phishing emails pretending to be companies you might know and trust, like a financial institution or utility company. Their goal is to get you to click on links or open attachments. They might say there’s an overdue invoice, or that you need to confirm your credit card or account number to fix a problem. These are scams. Not only is the scammer trying to steal your money, but if you give them information like your Social Security number or date of birth, they could try to steal your identity.

To help protect yourself from phishing scams:

• Don’t click links or download attachments in unexpected messages. If you think the message could be legit, contact the company or financial institution using a phone number, email, or website you know is real.
• Use filters. Popular email providers (like Gmail or Yahoo Mail) have strong spam filters turned on by default. But if any spam gets into your inbox, mark it as spam or junk.
• Protect your accounts by using two-factor authentication. Requiring two or more credentials to log in makes it harder for scammers to get into your account, even if they get your username and password.

Source: ftc.gov