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Your Future is Worth Saving For

  • Minimum deposit of $5 required to establish and maintain membership
  • Learn financial responsibility at a young age
  • Earn dividends monthly
  • Easily transfer funds from a parent or guardian's account to help your child save
  • Make cash withdrawals, deposits and transfers at ATMs worldwide using our ATM Card (if eligible)
  • Open Certificates and save even more

Account Options

PAUTMA (Pennsylvania Uniform Transfer to Minor Act) Custodial Savings Account

  • Open to minors under the age of 18 who qualify for membership with APCI FCU
  • A convenient way to save for the benefit of a minor child while limiting the child's access to the account

Traditional Savings Account

  • Open to minors 12 years of age and older who qualify for membership with APCI FCU
  • Products and services vary based on minor's age; please contact the Credit Union for more details


Kids Klub

Kids Klub is a special savings program for our members who are between the ages of 5 - 12. When you turn 5, you are automatically part of the Klub!

Benefits include:

  • The Treasure Chest - semi-annual newsletter just for kids
  • Birthday greeting and gift*
  • Create a holiday ornament and receive a Savings Account credit
  • Kids Klub Xavier Loot Book Klub

*Kids Klub activities are for members between the ages of 5 - 12 years old. Birthday card and gift will be mailed at the beginning of the month in which members birthday falls (child must be between the ages of 5 - 12 years old in the month of distribution).

No information is collected or retained on this website from children under the age of 13.

Next Steps

A minimum deposit of $5 is required to establish and maintain membership

Please have the social security number for the minor, custodian, and successor custodian (optional), and valid identification for the custodian when opening a PAUTMA Account

Please complete, sign and submit the form below securely through DocuSign eSignature.*

ATM/Visa® Debit Card Application (if eligible)

* For use when applying using a printable PDF, or if not requested during the online application process.



Student Loans Are Now Available

Sallie Mae® higher education loans are designed for the needs of undergraduate and graduate students.

Learn More


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