APCIRCUIT® PC Home Banking Service Security Statement

Member Security

For the member's protection of confidential data, we employ several forms of security.

  • Members are required to create and enter a unique APCIRCUIT ID and password.
    • APCIRCUIT Password Rules
      • Cannot match or include your APCIRCUIT ID
      • Cannot use three previous passwords
      • May contain two non-alpha characters
      • Must not repeat the same character more than two times
      • Must be between 8 and 20 characters in length
      • Do not use obvious passwords such as your birth date or family members' names.
      • Do not give your login information to anyone. If you must write your APCIRCUIT ID or password down, keep it somewhere safe, like a locked drawer. Do not keep this type of information in a vulnerable place, such as your wallet. Do not write down what the ID or password is for.
      • As an added measure of security, the system will prompt you to change your password annually.
  • First time users will be prompted to select a personal identification image, and three verification questions and answers. You will also be required to create your own password reset question and answer. We recommend that you become familiar with the responses to your selected questions.
    • You will be prompted to verify your personal identification image each time you log in.
    • Anytime you sign in from a non-registered device or from a different geographic location, you will be prompted to answer the verification questions as an added layer of security.
    • If there is unusual or uncharacteristic activity on your account, you will be prompted to answer the verification questions as an added layer of security.
    • Updates on your registered device may cause you to be prompted to answer your verification questions again. 
    • If you click on the “Forget Password” link you will be required to enter your APCIRCUIT ID, email address on file and email subject. You will then receive an email with a link that will require you to answer the password reset question that you created.
    • After logging into APCIRCUIT go to Settings followed by Personal to modify your password reset question and answer, your personal watermark, and your APCIRCUIT ID and password.

Network Security

Your account information, personal identification image, and verification questions are not stored in APCIRCUIT.


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