Secured & Unsecured

Plan a vacation, make home improvements, pay for unexpected expenses, make a special purchase, or consolidate debt or higher interest rate loans and save with our fixed interest rate personal loans.


Share and Share Certificate Secured Loan*

  • Requires collateral
    • Secured by the funds in your Share Savings or Share Certificate at APCI FCU
  • Lower rate than Unsecured Loans
  • Terms up to share certificate maturity for Share Certificate Secured Loans


Unsecured Loan


Unsecured Balloon Payment Loan

  • Does not require collateral
  • Single payment loan due at the end of the term up to six months
  • Maximum combined unsecured debt is $30,000 and includes Unsecured Loans, Fast Cash/Overdraft Protection, and Mastercard® lines of credit
  • Contact us for rate & term information


* Excludes IRA funds.

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