Secured & Unsecured
Plan a vacation, make home improvements, pay for unexpected expenses, make a special purchase, or consolidate debt or higher interest rate loans and save with our fixed interest rate personal loans.
Share and Share Certificate Secured Loan*
- Requires collateral
- Secured by the funds in your Share Savings or Share Certificate at APCI FCU
- Lower rate than Unsecured Loans
- Terms up to share certificate maturity for Share Certificate Secured Loans
Unsecured Loan
- Does not require collateral
- Two term options to meet your needs
- Maximum combined unsecured debt is $30,000 and includes Unsecured Loans, Fast Cash/Overdraft Protection, and Mastercard® lines of credit
Unsecured Balloon Payment Loan
- Does not require collateral
- Single payment loan due at the end of the term up to six months
- Maximum combined unsecured debt is $30,000 and includes Unsecured Loans, Fast Cash/Overdraft Protection, and Mastercard® lines of credit
- Contact us for rate & term information
* Excludes IRA funds.