Secured & Unsecured

Plan a vacation, make home improvements, pay for unexpected expenses, make a special purchase, or consolidate debt or higher interest rate loans and save with our fixed interest rate personal loans.

Share and Share Certificate Secured Loan*

  • Requires collateral
    • Secured by the funds in your Share Savings or Share Certificate at APCI FCU
  • Lower rate than Unsecured Loans
  • Terms up to share certificate maturity for Share Certificate Secured Loans

Unsecured Loan

  • Does not require collateral
  • Two term options to meet your needs
  • Maximum loan limit of $30,000
  • Maximum combined unsecured debt owed to APCI FCU cannot exceed $50,000 with the new loan request. Includes: APCI FCU unsecured loan balance(s) as well as Fast Cash/Overdraft Protection, and Mastercard® lines of credit

* Excludes IRA funds.

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