Rates & Terms
Rates effective April 1, 2019, at 8:00 am ET
Rates are subject to change.
Vehicles
| Term | Discount Rate+ | APR+* | Pymt Based on $1,000 Borrowed on Rate+ |
|---|---|---|---|
| New Auto | |||
| 3 years | 2.74% | 2.74% | $28.97 |
| 4 years | 3.24% | 3.24% | $22.24 |
| 5 years | 3.49% | 3.49% | $18.19 |
| 6 years | 3.74% | 3.74% | $15.53 |
| Used Auto** 2011-2019 model years | |||
| 3 years | 2.74% | 2.74% | $28.97 |
| 4 years | 3.24% | 3.24% | $22.24 |
| 5 years (2013-2019) | 3.49% | 3.49% | $18.19 |
| 6 years (2015-2019) | 3.74% | 3.74% | $15.53 |
| Older Auto** 1999-2010 model years | |||
| Up to 4 years | 6.24% | 6.24% | $23.60 |
| New & Used Motorcycles** 2011-2019 model years - street legal 300cc minimum size motorcycles only | |||
| Up to 6 years | 5.49% | 5.49% | $16.33 |
| + Discount rate reflects a 1/4% reduction for establishing automatic payment from your APCI FCU account. No discount on HELOC, Fast Cash & Mastercard products. * APR = Annual Percentage Rate. ** Term based on age of vehicle. | |||