Auto & Motorcycle

Thinking about buying a new or used auto or motorcycle, or paying a high-interest rate on your existing loan?1 Let APCI Federal Credit Union steer you to savings with a Vehicle Loan featuring:

  • Same great fixed rates for purchase and transfer financing2
  • Flexible terms that keep payments affordable
  • Apply online anytime, and receive an email response within 30 minutes or less; know your financing is pre-approved3 anytime you need it
  • Up to 100% financing available
    • New 100% Manufacturer’s Suggested Retail Price (MSRP)
    • Used 100% NADA or Kelly Blue Book average retail value
  • Automatic payment options to save you time and money4
  • Easy loan management online with APCIRCUIT® PC Home Banking Service or from your mobile device with APCI eMobile


1 Vehicles eligible as new include: vehicles with an "A" title, vehicles of the current and one previous year, and transfer financing of vehicles financed within the last 6 months with another institution. Coded title vehicles (i.e., R - Reconstructed, S - Salvage, W - Flood) are not eligible for financing. Street legal 300cc minimum size motorcycles only.

2 APCI FCU will not finance vehicles outside the 50 United States.
3 Loan application pre-approval is pending final review by an APCI Federal Credit Union representative.
4 Setting up an automatic payment from your APCI FCU account for your loan repayment provides you with a 1/4% discount on the interest rate. Applies to closed-end loans only.

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