Share Rates
Rates effective October 1, 2025, at 7:30 am ET
Rates are subject to change.
Savings & Alternate Accounts
| Account Type | Dividend Rate | APY** |
|---|---|---|
| Savings & Alternate Accounts* | 0.150% | 0.150% |
| * $5.00 minimum balance required to earn dividends. Rate is variable and subject to change after account is open. Fees may reduce earnings. ** APY = Annual Percentage Yield. APY assumes dividends remain in account. | ||
Money Market
| Account Type | Rate | APY** |
|---|---|---|
| Money Market* | ||
| $500.00 - $99,999.99 | 1.490% | 1.500% |
| $100,000.00 - $249,999.99 | 1.736% | 1.750% |
| $250,000.00+ | 2.227% | 2.250% |
* $500.00 minimum balance required to earn dividends. Rate is variable and subject to change after account is opened. Fees may reduce earnings. | ||
Certificates
| Term | Dividend Rate | APY** |
|---|---|---|
| Regular & IRA (Traditional & Roth)* | ||
| 3 months | 3.977% | 4.050% |
| 6 months | 3.930% | 4.000% |
| 12 months | 3.880% | 3.950% |
| 18 months | 3.690% | 3.750% |
| 24 months | 3.445% | 3.500% |
| 30 months | 3.445% | 3.500% |
| 36 months | 3.445% | 3.500% |
| 48 months | 3.445% | 3.500% |
| 60 months | 3.445% | 3.500% |
* $500 minimum deposit required. A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings | ||
Checking
| Account Type | Dividend Rate | APY** |
|---|---|---|
| Checking* | 0.010% | 0.010% |
| * Rates is variable and subject to change after account is open. Fees may reduce earnings. ** APY = Annual Percentage Yield. APY assumes dividends remain in account. | ||
IRA
| Account Type | Dividend Rate | APY** |
|---|---|---|
| Traditional & Roth* | 0.150% | 0.150% |
| * Rate is variable and subject to change after account is open. $1.00 minimum balance required. ** APY = Annual Percentage Yield. APY assumes dividends remain in account. | ||