Share Rates
Loan Rates

Share Rates

Rates effective October 3, 2022, at 7:30 am ET

Rates are subject to change.
 

Share Savings & Alternate Shares
Account TypeDividend RateAPY**
Share Savings & Alternate Shares* 0.25% 0.25%
* $5.00 minimum balance required to earn dividends. Rate is variable and subject to change after account is open. Fees may reduce earnings.
** APY = Annual Percentage Yield. APY assumes dividends remain in account.

Share Certificates
TermDividend RateAPY**
Regular & IRA (Traditional & Roth)*
3 months - Special Promotion*** 1.98% 2.00%
6 months 2.47% 2.50%
12 months 2.72% 2.75%
18 months 2.81% 2.85%
24 months 2.96% 3.00%
30 months 3.01% 3.05%
36 months 3.45% 3.50%
48 months 3.45% 3.50%
60 months 3.69% 3.75%

* $500 minimum deposit required.
** APY = Annual Percentage Yield. APY assumes dividends remain in account.

***This offer, including the stated APY (Annual Percentage Yield), effective 10/3/22 beginning at 7:30 a.m. EST. APY assumes dividends remain in account. A $500 minimum opening deposit is required . This 3-Month Share Certificate will have no penalty for early withdraw after seven days open. Federal Reserve Regulation D requires an early penalty of seven (7) days if withdrawn within the first six (6) days (this penalty will remain in effect and not waived). The regular penalty waived would be 45 days of dividend/interest earned. The waiving of the early withdrawal penalty for 3-month Share Certificates will last through 12/31/22.  IRA Share Certificates are not eligible for this 3-month share certificate special.

Share Draft Checking
Account TypeDividend RateAPY**
Share Draft Checking* 0.02% 0.02%
* Rates is variable and subject to change after account is open. Fees may reduce earnings.
** APY = Annual Percentage Yield. APY assumes dividends remain in account.

IRA Shares
Account TypeDividend RateAPY**
Traditional & Roth* 0.25% 0.25%
* Rate is variable and subject to change after account is open. $1.00 minimum balance required.
** APY = Annual Percentage Yield. APY assumes dividends remain in account.

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