2026 Financial Literacy APCI ePapers Quiz

Read our monthly research papers and complete the review quiz to be entered to win $25!*

August:

Are you Prepared for Retirement? - Consider these steps to make sure you are prepared.

How to Prevent Check Fraud - Review these tips to keep your account safe.

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1. Old, voided, or unused checks do not need to be shredded before disposing of them. :

2. Writing checks with a permanent, non-erasable ink pen may make it more difficult for fraudsters to alter the information on the check. :

3. If you believe a check has been stolen, altered, or used without your permission, you should contact your financial institution before the end of your statement cycle. :

4. While some retirement planning guidelines suggest an annual withdrawal rate of approximately 4% of retirement savings, there is no single approach that works for everyone. :

5. You can review your estimated benefits by creating or accessing a personal account through the Social Security Administration website. :

6. If you retire before you become eligible for Medicare, there is no other healthcare coverage you can get. :

*Members in good standing who complete the monthly APCI ePaper review quiz will be automatically entered to win one of four $25.00 cash prizes each month. There is a limit of one entry per individual member per month. Four random winners will be selected each month and will be notified. Members can only win one $25.00 account credit in a six-month period and can not win both monthly (Podcasts and APCI ePaper) drawings in the same month. APCI FCU staff, volunteers, and their immediate family or household are ineligible to win.

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Read our monthly research papers and complete the review quiz to be entered to win $25!*

August: