2026 Financial Literacy APCI ePapers Quiz

Read our monthly research papers and complete the review quiz to be entered to win $25!*

July:

How Digital Wallets Work - Learn the advantages of using a digital wallet for your purchases.

Rebuilding Credit - Understand what impacts credit scores and how you can improve yours.

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1. The amount of time it takes to rebuild your credit depends on your individual financial situation. :

2. Most negative items, including late or missed payments, collections, and charge-offs, can remain on your credit report for up to five years. :

3. Payment history has the greatest impact on your credit score. :

4. A mobile wallet is the broader term for any electronic wallet that stores payment information and other digital assets. :

5. Digital wallets are designed with advanced security features to help protect your personal and financial information from fraud and other unauthorized access. :

6. When making a purchase using your digital wallet, you may be asked to enter your device password or verify your identity with either a fingerprint or facial recognition. :

*Members in good standing who complete the monthly APCI ePaper review quiz will be automatically entered to win one of four $25.00 cash prizes each month. There is a limit of one entry per individual member per month. Four random winners will be selected each month and will be notified. Members can only win one $25.00 account credit in a six-month period and can not win both monthly (Podcasts and APCI ePaper) drawings in the same month. APCI FCU staff, volunteers, and their immediate family or household are ineligible to win.

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Read our monthly research papers and complete the review quiz to be entered to win $25!*

July: