Your Home Equity Line of Credit

Can Make Anything Possible!

For a limited time, we’re offering a low Promotional Rate of 1.99% APR* when you draw on your available funds from
November 1, 2021 through January 31, 2022. This Promotional Rate of 1.99% is fixed for 6 months, then your low rate based on prime with a floor rate of 4.00% variable APR thereafter. You can use this smart financial tool for anything.


A Home Equity Line of Credit (HELOC) is flexible and ready when you are. Upgrade your home, buy those holiday gifts, consolidate high-interest balances on credit cards, cover unexpected expenses – anything at all! 


Simply transfer your available HELOC funds to your APCI FCU Share Draft Checking Account and start enjoying this great low fixed rate valid for two years! 


*APR = Annual Percentage Rate. HELOC advances made between November 1, 2021 and January 31, 2022, will qualify for the Promotional Rate of 1.99% APR, valid through July 31, 2022. Payments will be applied toward the interest first and then to the promotional balance. On August 1, 2022, your rate will revert back to the variable rate based on prime with a floor rate of 4.00%. Promotion is available to existing HELOCs. Please review our list of eligible states for Real Estate Secured Loan products. This loan can only be secured by your primary residence or second home.

Go to main navigation