2026 Financial Literacy Podcast Quiz

Listen to our monthly Podcasts and complete the review quiz to be entered to win $25!*

Episode 64: September 16, 2026 - Should I Payoff My Car Loan Early?

Presenters: Lori Floyd, APCI FCU Director of Marketing (Host), and our guest, Leyla Maisenhalter, APCI FCU Member Services.

Episode 63: September 2, 2026 - Is GAP Insurance Worth The Investment?

Presenters: Lori Floyd, APCI FCU Director of Marketing (Host), and our guest, Meghan Bond, APCI FCU Lending.

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1. Gap insurance is a type of auto insurance that covers the “gap” between what your auto insurance company will pay out and the amount the owner still owes on the loan or lease if the car is totaled or stolen. :

2. Gap insurance tends to be more useful for people who borrow 100% of the car, do not have a lot of equity in the car at time of purchase, or are leasing a vehicle. :

3. Gap insurance is a mandatory coverage and is above and beyond the cost of standard car insurance, which typically includes liability, comprehensive and collision coverage. :

4. Paying off your car loan early reduces the amount of time interest can accrue, lowering the total amount of interest you pay over the life of the loan. :

5. Paying off your car loan gives you full ownership of your vehicle, allowing you to sell, trade or modify without lender restrictions. :

6. Closing an installment loan, like a car loan, can result in a slight dip in your credit score, especially if the loan was one of your oldest accounts or your only installment loan. :

*Members in good standing who complete the monthly APCI ePaper review quiz will be automatically entered to win one of four $25.00 cash prizes each month. There is a limit of one entry per individual member per month. Four random winners will be selected each month and will be notified. Members can only win one $25.00 account credit in a six-month period and can not win both monthly (Podcasts and APCI ePaper) drawings in the same month. APCI FCU staff, volunteers, and their immediate family or household are ineligible to win.

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Listen to our monthly Podcasts and complete the review quiz to be entered to win $25!*