2026 Financial Literacy Podcast Quiz

Listen to our monthly Podcasts and complete the review quiz to be entered to win $25!*

Episode 60: July 15, 2026 - Understanding Credit Card Inquiries and What's the Difference.

Presenters: Lori Floyd, APCI FCU Director of Marketing (Host), and our guest, Laura Bogert, APCI FCU Business Development Officer.

Episode 59: July 1, 2026 - Eight Tips to Help Your Teenager Build Credit.

Presenters: Lori Floyd, APCI FCU Director of Marketing (Host), and our guest, Krista Zuber, APCI FCU Loan Services Team Lead.

* Required Fields

Name:

Email Address:

Phone Number:

1. Good credit scores can give young adults access to loans with better rates, more favorable terms and more credit options. :

2. You can request a free credit report once a year from each bureau (Experian, Equifax, and TransUnion) at AnnualCreditReport.com. :

3. By adding your teen as an authorized user to one of your credit card accounts, you may be able to help them build their own credit even before they turn 18. :

4. A soft credit inquiry, sometimes called a soft pull or soft credit check, occurs when your credit is reviewed either by you, an authorized individual such as a potential employer, or an organization.:

5. Soft credit checks can stay on your credit reports for up to three years, but they won’t affect your credit scores. :

6. A hard credit inquiry, also called a hard pull or hard credit check, happens when a lender checks your credit after you apply for a loan. :

Go to main navigation

Learn

Listen to our monthly Podcasts and complete the review quiz to be entered to win $25!*