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Rates & Terms

Rates effective December 1, 2022, at 7:30 am ET

Rates are subject to change.
 

Share Certificates
TermDividend RateAPY**
Regular & IRA (Traditional & Roth)*
3 months - Special Promotion*** 2.470% 2.500%
6 months 2.960% 3.000%
12 months 3.690% 3.750%
18 months 4.170% 4.250%
24 months 3.930% 4.000%
30 months 3.980% 4.050%
36 months 3.690% 3.750%
48 months 3.690% 3.750%
60 months 3.930% 4.000%

* $500 minimum deposit required.
** APY = Annual Percentage Yield. APY assumes dividends remain in account.

***This offer, including the stated APY (Annual Percentage Yield), effective 10/3/22 beginning at 7:30 a.m. EST. APY assumes dividends remain in account. A $500 minimum opening deposit is required . This 3-Month Share Certificate will have no penalty for early withdraw after seven days open. Federal Reserve Regulation D requires an early penalty of seven (7) days if withdrawn within the first six (6) days (this penalty will remain in effect and not waived). The regular penalty waived would be 45 days of dividend/interest earned. The waiving of the early withdrawal penalty for 3-month Share Certificates will last through 12/31/22.  IRA Share Certificates are not eligible for this 3-month share certificate special.

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