Rates & Terms
Rates effective February 1, 2019, at 8:00 am ET
Rates are subject to change.
Secured & Unsecured
| Account Type | Discount Rate+ | APR+* | Pymt Based on $1,000 Borrowed on Rate+ |
|---|---|---|---|
| Secured Shares or Share Certificates, Non IRA Shares | |||
| Up to 5 years | 3.30% | 3.30% | $18.10 |
| Unsecured | |||
| 2 years | 8.74% | 8.74% | $45.57 |
| 5 years | 10.74% | 10.74% | $21.61 |
| + Discount rate reflects a 1/4% reduction for establishing automatic payment from your APCI FCU account. No discount on HELOC, Fast Cash & Mastercard products. * APR = Annual Percentage Rate. | |||