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Rates & Terms

Rates effective February 1, 2019, at 8:00 am ET

Rates are subject to change.
 

Refinance Mortgage
TermDiscount Rate+APR+*Pymt Based on $1,000 Borrowed on Rate+
Refinance Mortgage**
5 years 3.71% 3.99% $18.29
10 years 3.95% 4.10% $10.10
15 years 4.20% 4.30% $7.50
20 years 4.42% 4.50% $6.28
+ Discount rate reflects a 1/4% reduction for establishing automatic payment from your APCI FCU account. No discount on HELOC, Fast Cash & Mastercard products.
* APR = Annual Percentage Rate.
** Refinance Mortgage APR based on $100,000 mortgage & includes $700 processing fee. Texas residents call Credit Union for APRs and fees.

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