Loan Rates
Rates effective May 2, 2022, at 7:30 am ET
Rates are subject to change.
Vehicles
| Term | Rate | APR* | Pymt Based on $1,000 Borrowed on Rate |
|---|---|---|---|
| New Auto | |||
| 3 years | 1.99% | 1.99% | $28.64 |
| 4 years | 2.24% | 2.24% | $21.81 |
| 5 years | 2.49% | 2.49% | $17.75 |
| 6 years | 2.99% | 2.99% | $15.20 |
| Used Auto** 2014-2022 model years | |||
| 3 years (2014-2022) | 1.99% | 1.99% | $28.64 |
| 4 years (2014-2022) | 2.24% | 2.24% | $21.81 |
| 5 years (2016-2022) | 2.49% | 2.49% | $17.75 |
| 6 years (2018-2022) | 2.99% | 2.99% | $15.20 |
| Older Auto** 2002-2013 model years | |||
| Up to 4 years | 6.24% | 6.24% | $23.60 |
| New & Used Motorcycles** 2014-2022 model years - street legal 300cc minimum size motorcycles only | |||
| Up to 6 years | 5.49% | 5.49% | $16.33 |
| * APR = Annual Percentage Rate. ** Term based on age of vehicle. | |||
Purchase/First Mortgage
| Name |
|---|
| For Loan Options, Rates, and Terms - visit our Purchase/First Mortgage Center |
Refinance Mortgage
| Term | Rate | APR* | Pymt Based on $1,000 Borrowed on Rate |
|---|---|---|---|
| Refinance Mortgage | |||
| 5 years** | 3.12% | 3.48% | $18.03 |
| 5 years*** | 2.62% | 3.59% | $17.81 |
| 10 years** | 3.85% | 4.04% | $10.06 |
| 10 years*** | 3.35% | 3.86% | $9.83 |
| 15 years** | 4.00% | 4.13% | $7.40 |
| 15 years*** | 3.50% | 3.85% | $7.16 |
| 20 years** | 4.17% | 4.27% | $6.16 |
| 20 years*** | 3.67% | 3.94% | $5.89 |
| 30 years** | 4.30% | 4.37% | $4.96 |
| 30 years*** | 3.80% | 4.00% | $4.67 |
* APR = Annual Percentage Rate. *** Refinance Mortgage APR based on $100,000 mortgage & includes $2,375 processing fee. | |||
Home Equity
| Account Type | Rate | APR* | Pymt Based on $1,000 Borrowed on Rate |
|---|---|---|---|
| Variable Rate Home Equity Line of Credit | |||
| Prime rate minus 1/2%: floor of 4% & cap of 18% | 4.00% | 4.00% | $10.13 with a minimum of $100 per month |
| Fixed Rate Home Equity** | |||
| 5 years | 3.49% | 3.49% | $18.19 |
| 7 years | 3.99% | 3.99% | $13.67 |
| 10 years | 4.24% | 4.24% | $10.25 |
| 15 years | 4.50% | 4.50% | $6.33 |
| 20 years | 4.99% | 4.99% | $6.59 |
* APR = Annual Percentage Rate. Line of Credit rate is variable and subject to change after loan account is open.
| |||
Secured & Unsecured
| Account Type | Rate | APR* | Pymt Based on $1,000 Borrowed on Rate |
|---|---|---|---|
| Secured Shares or Share Certificates, Non IRA Shares | |||
| Up to 5 years | 3.05% | 3.05% | $17.99 |
| Unsecured | |||
| 2 years | 3.99% | 3.99% | $43.43 |
| 5 years | 5.99% | 5.99% | $19.33 |
| * APR = Annual Percentage Rate. | |||
Fast Cash/Overdraft Protection
| Account Type | Rate | APR* | Minimum Payment |
|---|---|---|---|
| Fast Cash/Overdraft Protection* variable prime rate plus 3% | |||
| Line of Credit | 6.50% | 6.50% | Minimum payment of $15 or 3% of balance |
| * APR = Annual Percentage Rate. Rate is variable and subject to change after loan account is open. | |||
Mastercard®
| Card Type | Rate | APR* | Minimum Payment |
|---|---|---|---|
| Mastercard Plus | 11.90% | 11.90% | Minimum payment of $15 or 3% of balance |
| * APR = Annual Percentage Rate. | |||
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