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Rates & Terms

Rates effective June 1, 2023, at 7:30 am ET

Rates are subject to change.

If you are interested in refinancing your existing APCI Federal Credit Union Real Estate Loan without requesting additional funds, please contact us. We have a special program for rate/term refinances.
 

Home Equity
Account TypeRateAPR*Pymt Based on $1,000 Borrowed on Rate
Variable Rate Home Equity Line of Credit
Prime rate minus 1/2%: floor of 4% & cap of 18% 7.750% 7.750% $13.00 with a minimum of $100 per month
Fixed Rate Home Equity
5 years 5.240% 5.240% $18.98
7 years 5.740% 5.740% $14.49
10 years 5.740% 5.740% $10.98
15 years 5.990% 5.990% $8.44
20 years 6.740% 6.740% $7.60
* APR = Annual Percentage Rate. Line of Credit rate is variable and subject to change after loan account is open.

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