Rates & Terms
Rates effective January 2, 2020, at 8:00 am ET
Rates are subject to change.
Home Equity
| Account Type | Rate | APR* | Pymt Based on $1,000 Borrowed on Rate |
|---|---|---|---|
| Variable Rate Home Equity Line of Credit | |||
| prime rate minus 1/2%: floor of 4% & cap of 18% | 4.25% | 4.25% | $10.24 with a minimum of $100 per month |
| Fixed Rate Home Equity** | |||
| 5 years | 3.85% | 3.85% | $18.35 |
| 7 years | 3.99% | 3.99% | $13.66 |
| 10 years | 4.24% | 4.24% | $10.24 |
| 15 years | 4.50% | 4.50% | $7.65 |
| 20 years | 5.49% | 5.49% | $6.87 |
| * APR = Annual Percentage Rate. Line of Credit rate is variable and subject to change after loan account is open. ** Texas residents call Credit Union for APRs and fees. | |||