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Rates & Terms

Rates effective December 2, 2019, at 8:00 am ET

Rates are subject to change.
 

Home Equity
Account TypeRateAPR*Pymt Based on $1,000 Borrowed on Rate+
Variable Rate Home Equity Line of Credit
prime rate minus 1/2%: floor of 4% & cap of 18% 4.25% 4.25% $10.24 with a minimum of $100 per month
Fixed Rate Home Equity**
5 years 3.85% 3.85% $18.35
7 years 3.99% 3.99% $13.66
10 years 4.24% 4.24% $10.24
15 years 4.50% 4.50% $7.65
20 years 5.49% 5.49% $6.87
* APR = Annual Percentage Rate. Line of Credit rate is variable and subject to change after loan account is open.
** Texas residents call Credit Union for APRs and fees.

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