Tap Your Home's Potential With a Fixed Rate Home Equity Loan1


Take advantage of the lowest rate of the season! 

  • Fixed interest rate and payment

  • One-time fund disbursement

  • Borrow up to 85% of your home’s value
  • No fees, points or closing costs2
  • Rates as low as 2.99% APR3


Use the funds to remodel, pay for tuition, consolidate debt or take that dream vacation.  Learn more about all of our Home Equity Loan options and visit our frequently asked questions page.


Apply Today:


1Please review our list of eligible states for Real Estate Secured Loan products. This loan can only be secured by your primary residence or second home. APCI FCU does not off er financing on land loans, investment properties, manufactured homes, mobile homes, multi-family homes, homes located in a commercial zoned area or homes deeded under a Trust Agreement. If the Home Equity Loan does not close and disburse within 90 calendar days from the date on your loan estimate, the loan request will be considered closed, and you will need to reapply. 2 There are no fees associated with this loan product; however, appraisal fees in excess of $500 and recording fees in excess of $200 will be the responsibility of the borrower. Appraisal fees are generally less than $500. States with high recording fees include, but are not limited to: NY, MD, KS, FL, VA and the Parish of Orleans in LA. Recording fees in most states are under $200. 3 APR = Annual Percentage Rate. Texas residents call Credit Union for APRs and fees.

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