Your Home Equity Line of Credit
Can Make Anything Possible!
For a limited time, we’re offering a low Spring Promotional Rate of 1.99% APR* when you draw on your available funds from April 1 through June 30, 2021. This Spring Promotional Rate of 1.99% is fixed for 24 months, then your low rate based on prime with a floor rate of 4.00% variable APR thereafter. You can use this smart financial tool for anything.
A Home Equity Line of Credit (HELOC) is flexible and ready when you are. Upgrade your home, consolidate high-interest balances on credit cards, cover unexpected expenses – anything at all!
Interested in applying for a Home Equity Line of Credit?
- APCIRCUIT® Users: Apply through APCIRCUIT > Applications Ctr
- Non-APCIRCUIT Users: Apply online at apcifcu.org > APCI eLoan
Members with an existing Home Equity Line of Credit
You’re all set! Transfer your available HELOC funds to your APCI FCU Share Draft Checking Account and start enjoying this great low fixed rate valid for two years!
*APR = Annual Percentage Rate. HELOC advances made between April 1 and June 30, 2021, will qualify for the Spring Promotional Rate of 1.99% APR, valid through June 30, 2023. Payments will be applied toward the interest first and then to the promotional balance. On July 1, 2023, your rate will revert back to the variable rate based on prime with a floor rate of 4.00%. Promotion is available to existing and new HELOCs. Please review our list of eligible states for Real Estate Secured Loan products. This loan can only be secured by your primary residence or second home.Go to main navigation