Thinking about buying a new or used auto or motorcycle? Paying a high-interest rate on your existing loan? Consider transferring your vehicle loan to APCI FCU2.

  • Skip-A-Pay1 option available June 1 – August 31, 2021
  • Same great low fixed rates for purchase and transfer financing3
  • Flexible terms that keep payments affordable
  • Up to 100% financing available
    • New 100% Manufacturer’s Suggested Retail Price (MSRP)
    • Used 100% NADA or Kelly Blue Book average retail value
  • Automatic payment options to save you time
  • Easy loan management online with APCIRCUIT® PC Home Banking Service or from your mobile device with the APCI eMobile App

Get Pre-Approved and your approval is good for 3 months.


Apply today!

APCIRCUIT Users:              Log in to APCIRCUIT > Applications Ctr > Start a new application > Vehicle Loan

Non-APCIRCUIT Users:     APCI eLoan > Apply for a Loan > Vehicle Loan

Apply by Phone:                Call Any Hour Loan by Phone at 888-316-5626


1 Credit Union members approved for a vehicle loan during the promotional period can choose to defer their vehicle loan payments for up to three months. If you choose to defer your first vehicle loan payment, you will pay more interest. This is because finance charges accrue from the contract date. Interest that accrues between the contract date and the date of your deferred first payment will be paid out of your first payment(s) before any portion of the payment is applied to the principal balance.

2 Vehicles eligible as new include: vehicles with an "A" title, vehicles of the current and one previous year, and transfer financing of vehicles financed within the last 6 months with another institution. Vehicles built for and used for commercial purposes are not eligible for financing. Coded title vehicles (reconstructed, salvage, and flood) are not eligible for financing. Street legal 300cc minimum size motorcycles only.

3 APCI FCU will not finance vehicles outside the 50 United States.

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