Learn more about relevant fraud related topics:
- Holiday Shopping Tips - Source: Federal Trade Commission
- Tips for Scam-Free Travel - Source: Federal Trade Commission
Identity Theft...Can Happen to You or Someone You know
- The Federal Trade Commission's Resource Center provides you with everything to "Deter, Detect and Defend" against identity theft
The best way to detect fraud or identity theft is to regularly monitor your account activity and statements, and check your credit reports from all three credit bureaus on an annual basis. An amendment to the federal Fair Credit Reporting Act requires each of the major nationwide consumer reporting companies to provide you with a free copy of your credit report at your request, once every 12 months.
How to get your free Annual Credit Report:
The following website, AnnualCreditReport.com, is a centralized service for consumers to request free annual credit reports. It was created by the three nationwide consumer credit reporting companies - Equifax, Experian and TransUnion.
Beware of advertisement claims for free credit reports, such as those seen on TV for free credit reports including "freecreditreport.com" who offers bundled services that may include charges after an initial period of time. That is a different service, and is a business for profit. Be sure to read the fine print.
Sign Up for Account Alerts:
Whether by text message or email, account alerts can help to protect you from fraud by putting you in control of your account information.