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Personal Share Loans (View Rates)

Share and Share Certificate Loans (excludes IRA Funds)

  • Fixed interest rate
  • Share secured loan term - 60 month maximum
  • Maximum share certificate loan term based on maturity date of the certificate

Stock Secured Loans

  • Fixed interest rate
  • Air Products (APD) stock certificates only (excludes 401k funds)
  • Loan maximum is 60% of stock value at close of business day prior to disbursement
  • Term up to 5 years

Repayment is just as simple. Setting up automatic payment (from your APCI FCU account) for your loan repayment gets you a 1/4%* discount on the interest rate.

*Applies to closed-end loans only.