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Fast Cash/Overdraft Protection

Fast Cash Line of Credit/Overdraft Protection (View Rates)
Give yourself a loan whenever you need one1

  • If you apply online, APCI Federal Credit Union now offers 24/7 email response within 30 minutes or less; know your financing is pre-approved2 anytime you need it
  • Overdraft protection for your Share Draft Checking Account
  • Credit limit of up to $15,000
  • Revolving line of credit (open end)
  • Low monthly variable rate of prime +3% and no fees
  • Repayment schedule
  • Free access to view and pay your bill online using APCIRCUIT® PC Home Banking Service
  • Transfers from Fast Cash are not included in the monthly Regulation D limits

Transfers from APCI FCU Fast Cash Line of Credit occur automatically to your Share Draft Checking Account to protect you from overdrawing your account. You can even initiate a transfer by using your ATM or Visa® Debit Card at an ATM, logging into APCIRCUIT, APCI eMobile or by calling APCI eTalk.

View the Personal Unsecured Line of Credit (Fast Cash) Disclosure and apply today!

1 All loans are subject to credit review.
2 Loan application pre-approval is pending final review by an APCI Federal Credit Union representative.