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Home Equity Loans - Fixed Rate

Home Equity Loans - Fixed Rate1 (View Rates)

Fixed Rate Home Equity Loans let you choose the rate and term that suits your needs.

Fixed Rate/Fixed Term

  • Terms of 5 to 20 years
  • No fees or closing costs2
  • Eligible States
  • Convenient repayment
  • Fixed, competitive interest rates
  • Borrow up to 85% of your home's value (up to 90% on 5 year maximum term)
  • Possible tax benefits3

Application is fast and easy

Product Sheet

Product Sheet - Texas residents only: $300 loan processing fee

Want more flexibility in your Home Equity Loan? Why not check out our Home Equity Line of Credit?

Hoping to refinance your current mortgage for a better rate? Click here to find out why you should choose APCI FCU.

1 This loan can only be secured by your primary residence or second home. APCI FCU does not offer financing on land loans, investment properties, manufactured homes, mobile homes, multi-family homes, homes located in a commercial zoned area, or homes deeded under a Trust Agreement. If the loan does not close and disburse within 90 calendar days from the date on your loan estimate, the loan request will be considered closed and you will need to reapply.

2 Fees: There are no fees associated with this loan product. However, appraisal fees in excess of $500 and recording fees in excess of $200 will be the responsibility of the borrower. Appraisal fees are generally less than $500. States with high recording fees include, but are not limited to: NY, MD, KS, FL, MN, VA, GA, and the Parish of Orleans in LA. Recording fees in most states are under $200.

3 Consult your tax advisor regarding tax deductibility status.