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Home Equity Loans - Line of Credit (View Rate)

The rate on our Home Equity Line of Credit is now...Prime minus 1/2% APR1 with a floor of 4.00%.

Home Equity Loan Features

  • Revolving Line of Credit
  • No fees, points or closing costs2
  • Ten year amortization3
  • Ten year draw period
  • Variable, competitive interest rate
  • Automatic monthly payment available
  • Eligible States (excluding Texas)
  • Competitive low rates
  • Borrow up to 80% Loan to Value
  • Possible tax benefits4

Application is fast and easy


This loan can only be secured by your primary residence or second home. APCI FCU does not offer financing on land loans, investment properties, manufactured homes, mobile homes, multi-family homes, homes located in a commercial zoned area, or homes deeded under a Trust Agreement.

Home Equity Line of Credit not what your looking for? Rather have a Fixed Rate and Term? Click here for more details about our Fixed Home Equity Loan.

Hoping to refinance your current mortgage for a better rate? Click here to find out why you should choose APCI FCU.

1 APR = Annual Percentage Rate. Cap is 18% APR.

2 Fees: There are no fees associated with this loan product. However, appraisal fees in excess of $500 and recording fees in excess of $200 will be the responsibility of the borrower. Appraisal fees are generally less than $500. States with high recording fees include, but are not limited to: NY, MD, KS, FL, MN, VA, GA, and the Parish of Orleans in LA. Recording fees in most states are under $200.

3 Minimum monthly payment of $100.

4 Consult your tax advisor on tax deductibility status.