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APCI eDeposit  

Make mobile deposits anytime - on your time!

APCI eDeposit IconAPCI eDeposit is a feature that is integrated into our APCI eMobile service. This technology allows you to take a picture of a check and securely deposit it using your mobile device, eliminating the need to travel to the Credit Union or an ATM.

► Important: The proper way to endorse an APCI eDeposit check is to write “For mobile deposit only” under your signature on the back of your check. Please use this endorsement every time you deposit a check with APCI eDeposit.

APCI eDeposit Eligibility

  • APCI FCU members who are at least 18 years old and have a Share or Share Draft Account. Members must be in good standing as defined by our Bylaws (i.e., have not caused APCI FCU a financial loss).

Types of Checks that Can Be Deposited Using APCI eDeposit

  • Properly endorsed personal and business checks, government/treasury checks or cashier checks that are issued in US dollars.
    • Note: Checks from Canada and other foreign countries, food stamps, savings bonds, money orders, traveler's checks, and poor quality checks must be deposited traditionally.

Availability of Funds

  • The funds should be available in your account immediately; in some cases, longer delays may apply.

APCI eDeposit Limits

  • APCI FCU reserves the right to impose, at our sole discretion, limits on the number of deposits you transmit and/or the amount of any one or combined deposits you transmit and may modify limits from time to time. If you have the need to increase your daily or monthly limits, please complete our APCI eDeposit Dollar Limit Change Request form or contact us at 800-821-5104 for additional information.

APCI eDeposit Access

  1. Web Mobile Enrollment: Log in to APCIRCUIT® PC Home Banking Service and select the "Settings" tab followed by "eMobile Settings." Activate the accounts you want to access on your mobile device to complete web mobile enrollment.
  2. Mobile App: Download the APCI eMobile App directly to your smartphone or tablet.

    Apple Device Users:
    Available on the App Store logo

    Android Device Users:
    Android on Google Play logo
  3. APCI eDeposit: After logging in to the APCI eMobile App with your APCIRCUIT ID and Password, select APCI eDeposit from the left navigation to begin. Follow the prompts to register for APCI eDeposit. You will be able to deposit checks and review deposit history. Click here for step by step instructions on How to Complete a Mobile Check Deposit Using APCI eDeposit.

Click here for answers to many frequently asked questions

Click here to view How to Guides and Demos