Home > Checking & Savings > Savings > Certificates

Share Certificates

  • 3, 6, 12, 18, 24, 30, 36, 48 and 60-month terms
  • Regular and IRA certificates available
  • Competitive rates
  • Dividends paid or compounded monthly
  • Important information about Share Certificate Accounts: Truth In Savings Disclosure

Share Certificates
$500 Minimum Deposit Required
Regular & IRA (Traditional & Roth)

Truth in Savings Disclosure
Dividend RateAPY**
3 months 1.98% 2.00%
6 months 1.34% 1.35%
12 months 2.47% 2.50%
18 month 2.57% 2.60%
24 months 2.57% 2.60%
30 months 2.57% 2.60%
36 months 2.81% 2.85%
48 months 2.96% 3.00%
60 months 3.06% 3.10%
** APY = Annual Percentage Yield. APY assumes dividends remain in account.
NOTICE: Penalties for early withdrawal may reduce the earnings on the share certificate accounts listed above.

APY effective as of January 2, 2019 at 8:00 am ET.